Montana Car Accident Law — The Facts That Matter
Montana has one of the highest traffic fatality rates per capita in the United States. Long stretches of open highway, winter weather conditions, wildlife crossing zones, and rural roads without guardrails make Montana driving inherently risky. When another driver's negligence causes an accident on I-90, Reserve Street, Highway 93, or any Montana road, you have the right to full compensation.
The problem is that insurance companies don't volunteer fair compensation. From the moment your accident is reported, the insurer's team is building a file designed to minimize what they pay you. Every recorded statement you give, every social media post you make, and every medical appointment you delay is used against you. Our firm's role is to level that playing field — immediately.
Do NOT Do These Things After an Accident
- ✗ Don't give a recorded statement to the other driver's insurance company
- ✗ Don't accept the first settlement offer — it will be far below case value
- ✗ Don't post about the accident, your injuries, or your activities on social media
- ✗ Don't sign any release or authorization form without attorney review
- ✗ Don't delay medical treatment — gaps in care are used to question injury severity
Common Auto Accident Case Types
Rear-End Collisions
Whiplash, neck and back injury, often disputed by insurers
Head-On Collisions
Catastrophic injuries — TBI, spinal damage, wrongful death
T-Bone / Intersection Crashes
Red light and stop sign violations; disputed liability
Rollover Accidents
Often involve vehicle defects in addition to driver error
Drunk Driving Crashes
Punitive damages possible; dram shop liability may apply
Hit and Run / Uninsured Drivers
UM/UIM coverage claims; your own insurer may still fight you
Pedestrian Accidents
Crosswalk violations; serious injuries with high case value
Distracted Driving Crashes
Phone records, telematics data; we subpoena everything
How We Build Your Case
1
Immediate Evidence Preservation
We send spoliation letters to preserve dashcam footage, intersection cameras, and black box data before it's overwritten. Evidence disappears fast — we act faster.
2
Accident Reconstruction
For serious crashes, we retain certified accident reconstruction experts who analyze skid marks, impact damage, vehicle telemetry, and road conditions to establish exactly what happened and who caused it.
3
Full Damages Documentation
We compile every medical record, every bill, every lost-wage calculation, and every life-care plan estimate. Our demand packages are comprehensive — we don't leave money on the table.
4
Strategic Negotiation
We negotiate from a position of strength because we are genuinely prepared to try your case. Insurance companies know it. That posture produces settlements that reflect your case's true value.
Uninsured and Underinsured Motorist Claims
Montana has a significant uninsured driver problem. According to recent data, approximately 14% of Montana drivers are uninsured. If you're hit by one, your own UM/UIM coverage is your primary source of recovery — but your own insurer may treat you no differently than an adverse insurer. They will look for reasons to pay less.
We handle UM/UIM claims aggressively. We've recovered over $300,000 in cases where clients came to us convinced their own policy wouldn't help them. Know your coverage. Know your rights. Call us first.