Riders face unique bias in the claims process. We counter it with evidence, expertise, and courtroom readiness.
Montana is one of the best motorcycling states in the country. The Going-to-the-Sun Road, Highway 12 through the Bitterroot, the Chief Joseph Highway — these are bucket-list rides. But when an accident happens, riders face something almost every car accident victim doesn't: anti-rider bias.
Insurance adjusters are trained to look for reasons a motorcyclist was "at fault" — even when the driver of the car clearly caused the accident. They'll cite lane position, speed estimation, gear choices, anything to shift comparative fault onto the rider. If they can push your fault above 50%, they owe you nothing under Montana law.
We handle motorcycle accident cases with a framework designed specifically to counter this bias. That means accident reconstruction from the first week, expert witness preparation that anticipates anti-rider arguments, and a litigation posture that makes clear we are not settling for less than what the evidence supports.
Motorcyclists have none of the protective structure that surrounds car occupants — no crumple zones, no airbags, no steel cage. Even a crash at moderate speed can produce road rash that removes multiple layers of skin, traumatic brain injury despite helmets, broken bones in multiple body segments, and internal injuries that aren't apparent at the scene.
The severity of these injuries means the economic damages in motorcycle cases are often enormous — multiple surgeries, extended rehabilitation, lost income during recovery, and in serious cases, permanent disability and lifetime care costs. We document every element of those damages with medical experts, vocational rehabilitation specialists, and life-care planners to make sure the full scope of your loss is captured.
Montana does not require helmets for riders 18 and older. This means the other side cannot use lack of a helmet to reduce your recovery for crash-related injuries (a car running a stop sign is still 100% at fault for that crash). However, lack of a helmet can reduce recovery for head injuries specifically if comparative fault is alleged. We evaluate each client's situation precisely and protect you from unfair fault allocation.
Don't let insurance company bias reduce what you're owed. Get a free case evaluation with an attorney who knows how to fight for riders.